Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

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2. What is the annual interest rate on your current mortgage?

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3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

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5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

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7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
Dorothy Yandle
8037 Corporate Center Drive, Ste. 300 • Charlotte, NC • 28226
Phone: (704) 543-0690 • Fax: (704) 543-7711
www.dyandle.com • dyandle@yandle.com

IMPORTANT NOTE: Dorothy Yandle is a registered representative registered to transact business with clients in California, Florida, North Carolina, Pennsylvania and South Carolina. Dorothy Yandle is insurance licensed in the following state North Carolina. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member SIPC, 6333 North State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000.

Investments & Insurance Products: Are not insured by the FDIC or any federal government agency.  Are not deposits of or guaranteed by the bank or any bank affiliate and may lose value.